Bank. Invest. Trade.
One platform for everyday banking and the markets — manage your money, then buy and sell stocks, shares, and crypto with live pricing.
$0
monthly fees
24/7
crypto markets
4.75%
high-yield APY
Savings account
4.75% APY
Protected & secure
Markets
Stocks, shares, and crypto — moving right now
Live pricing on the assets you can buy, sell, and hold in your Orenmark portfolio.
Current Rates
Earn more with Orenmark Bank
Our rates consistently beat the national average. See how much you could earn.
Savings & CD Rates
As of October 7, 2026Savings Account
Min. deposit: $0
12-Month CD
Min. deposit: $1,000
24-Month CD
Min. deposit: $1,000
36-Month CD
Min. deposit: $1,000
Money Market
Min. deposit: $2,500
High-Yield Savings
Min. deposit: $10,000
APY = Annual Percentage Yield. Rates effective as of shown date and subject to change without notice. Fees may reduce earnings. See full rate sheet
How it works
From sign-up to your first trade in three steps
No paperwork, no branch visits, no waiting. Open your account online, fund it, and start banking and trading in minutes.
Apply online in minutes
Open a checking, savings, or CD account from any device. No branch visit needed.
Fund your account
Deposit by bank, card, e-wallet, or crypto — plus transfers and direct deposit.
Bank, invest, and trade
Send money and pay bills, then buy stocks, shares, and crypto — all from one dashboard.
Banking and markets in one place
Checking, savings, and transfers sit alongside stocks, shares, and crypto — one account to manage and grow your money.
Investing & Trading
Buy and sell US stocks, ETFs, shares, and cryptocurrencies with live pricing and instant execution.
FDIC Insured
Your deposits are insured up to $250,000 per depositor, per institution.
Instant Zelle Transfers
Send money to friends and family instantly with Zelle — no fees, no waiting.
Debit & Credit Cards
Get a debit card with your checking account and apply for our credit card.
Competitive Rates
Earn up to 4.75% APY on high-yield savings and 4.50% on 12-month CDs.
Free Bill Pay
Pay all your bills from one place. Schedule one-time or recurring payments.
Bank-Grade Security
256-bit encryption, real-time fraud monitoring, and secure authentication.
Your money is protected at every level
Orenmark Bank employs multiple layers of security to ensure your funds and personal information remain safe.
Orenmark Bank
Member FDIC | NMLS #1234567
Routing Number: 021000089
FDIC Certificate #: 1234567
Equal Housing Lender
What our customers say
Trusted by thousands of Americans
Our customers rely on Orenmark for everyday banking, investing, and long-term growth.
“Orenmark Bank has everything I need — checking, savings, and bill pay all in one place. The rates are competitive and the app is incredibly easy to use.”
Michael Torres
Small Business Owner, Austin, TX
“I keep my savings at Orenmark for the 4.75% APY and trade stocks and crypto from the same account. The live market data is excellent.”
Sarah Chen
Software Engineer, Seattle, WA
“After 30 years with a traditional bank, switching to Orenmark was the best financial decision I made. The CD rates beat everything else out there.”
James Mitchell
Retired Teacher, Chicago, IL