Current Rates

Earn more with competitive rates

Our savings, CD, and money market rates consistently beat the national average. See how much you could earn with Orenmark Bank.

Savings Account Rates

Earn interest on every dollar with no hidden fees.

Basic Savings

No minimum balance required. Earn competitive interest on every dollar.

4.25%APY

Min. deposit: $0

High-Yield Savings

Our best savings rate. Ideal for larger balances looking to grow.

4.75%APY

Min. deposit: $10,000

Certificate of Deposit (CD) Rates

Lock in guaranteed returns with a fixed-term CD.

TermAPYMin. DepositEarly Withdrawal
6 Months4.00%$1,00090 days interest
12 Months4.50%$1,000120 days interest
18 Months4.35%$1,000180 days interest
24 Months4.25%$1,000180 days interest
36 Months4.00%$1,000270 days interest
60 Months3.75%$1,000365 days interest

APY = Annual Percentage Yield. Rates effective as of October 7, 2026. Fees may reduce earnings. Early withdrawal penalties apply. See fee schedule

Money Market Rates

Earn higher rates on larger balances with our money market account.

$0 - $2,499

3.50%

APY

$2,500 - $9,999

4.10%

APY

$10,000 - $49,999

4.35%

APY

$50,000+

4.50%

APY

Checking Account Rates

Free checking with no monthly fees and a free debit card.

Orenmark Checking

No monthly fees, no minimum balance, free debit card included.

0.10%APY

Free

Orenmark Interest Checking

Earn interest on your checking balance. Free with direct deposit.

0.25%APY

Free (with $500+ balance)

Start earning more today

Open an account in minutes and start earning competitive rates. FDIC insured up to $250,000.